Dave Lawrence Ramsey is an American personal finance personality, radio show host, author, and businessman. He is an evangelical Christian and hosts the nationally syndicated radio program The Ramsey Show. Ramsey has written several books, including The New York Times bestseller The Total Money Makeover, and hosted a television show on Fox Business from 2007 to 2010. These Dave Ramsey quotes will motivate you.
Best Dave Ramsey Quotes
- “Pray like it all depends on God, but work like it all depends on you.” ~ Dave Ramsey
- “You must gain control over your money or the lack of it will forever control you.” ~ Dave Ramsey
- “Feeling lost? Take a dream and convert it into small goals, then start taking the steps to hit those goals.” ~ Dave Ramsey
- “Earning a lot of money is not the key to prosperity. How you handle it is.” ~ Dave Ramsey
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“You’ve got to tell your money what to do or it will leave.” ~ Dave Ramsey
- “Being willing to delay pleasure for a greater result is a sign of maturity.” ~ Dave Ramsey
- “Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.” ~ Dave Ramsey
- “You have the clean canvas of a whole week before you. Paint well.” ~ Dave Ramsey
- “The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.” ~ Dave Ramsey
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“We live in a culture full of hares; but the tortoise always wins.” ~ Dave Ramsey
- “Debt is so ingrained into our culture that most Americans can’t even envision a car without a payment … a house without a mortgage … a student without a loan … and credit without a card. We’ve been sold debt with such repetition and with such fervor that most folks can’t conceive of what it would be like to have NO payments.” ~ Dave Ramsey, Dave Ramsey quotes about debt
- “Goals are visions and dreams with work clothes on.” ~ Dave Ramsey
- “Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!” ~ Dave Ramsey
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“It’s never too late to turn things around. You are the only obstacle.” ~ Dave Ramsey
- “Those who don’t manage their money will always work for those who do” ~ Dave Ramsey
- “When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.” ~ Dave Ramsey
- “You will only sacrifice when you passionately believe in the outcome.” ~ Dave Ramsey
- “If people in America would get their finances together and start taking care of each other, we could put the government out of business.” ~ Dave Ramsey
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“Outrageous generosity is a character quality of people who win with money.” ~ Dave Ramsey
- “Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.” ~ Dave Ramsey
- “Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.” ~ Dave Ramsey
- “You can get anywhere if you simply go one step at a time.” ~ Dave Ramsey
- “The first step in taking control of your money is to stop borrowing money. Start using cash today.” ~ Dave Ramsey
- “More wealth doesn’t fix your life. More wealth makes you more of what you already are.” ~ Dave Ramsey
- “A budget is telling your money where to go instead of wondering where it went.” ~ Dave Ramsey
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“If you will live like no one else, later you can live like no one else.” ~ Dave Ramsey
- “Great talent stands in line to join your team because the culture becomes the stuff of legend.” ~ Dave Ramsey
- “Save 3-6 months of expenses in a Rainy Day fund. Know why? Cause it is going to rain, and you aren’t the exception.” ~ Dave Ramsey
- “When you create a basic budget and stick to it, it will suddenly seem like you have more money.” ~ Dave Ramsey
- “Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.” ~ Dave Ramsey
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“A lower interest rate doesn’t make a debt go away.” ~ Dave Ramsey
- “Financial winners don’t run sprints, they run marathons. They don’t rush. They do it step by step over time.” ~ Dave Ramsey
- “Rich isn’t an amount of money, it’s a mindset about how you live. If you believe you can win, you can.” ~ Dave Ramsey
- “True leadership is servanthood. Put the interests of others at the center of your decisions.” ~ Dave Ramsey
- “Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.” ~ Dave Ramsey
- “How you handle or mishandle your money tells us who you are and, more important, it tells YOU who you are. Your priorities, passions, goals, and fears are shown clearly in the flow of your money. Your value system, or lack of one causes money to flow around you, passed you, or to you. When money is in your possession, what you do with it screams loudly who you are.” ~ Dave Ramsey
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“Doing a budget means learning an ancient and powerful word: NO.” ~ Dave Ramsey
- “Investing is important, but get debt-free first. That’s what frees up your income so you can win.” ~ Dave Ramsey
- “The world will try to tell you that you need stuff to be somebody. Don’t listen” ~ Dave Ramsey
- “Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.” ~ Dave Ramsey
- “Bosses push, Leaders pull. Real leadership is servant leadership.” ~ Dave Ramsey
- “If the US Government was a family—they would be making $58,000 a year, spending $75,000 a year, & are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand.” ~ Dave Ramsey
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“Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.” ~ Dave Ramsey
- “Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That’s a good way to end up broke. We’ve got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it’s just stuff.” ~ Dave Ramsey
- “I’m a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.” ~ Dave Ramsey, Dave Ramsey quotes from the bible
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“Contentment is both the fruit and the tree.” ~ Dave Ramsey
- “Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.” ~ Dave Ramsey, Dave Ramsey quotes about money
- “Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.” ~ Dave Ramsey
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“There’s a great place to go when you’re broke–to work!” ~ Dave Ramsey
- “You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!” ~ Dave Ramsey
- “Knock out a small debt first so you get a quick win. Momentum is key.” ~ Dave Ramsey
- “The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.” ~ Dave Ramsey
- “Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.” ~ Dave Ramsey
- “People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.” ~ Dave Ramsey
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“Debt gives you the ability to look like you’re winning when you’re not.” ~ Dave Ramsey
- “If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.” ~ Dave Ramsey
- “Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it” ~ Dave Ramsey
- “When you’re trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.” ~ Dave Ramsey, Dave Ramsey quotes about goals
- “Broke people giving financial advice is like a shop teacher with missing fingers.” ~ Dave Ramsey
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“If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.” ~ Dave Ramsey
- “Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It’s just as important as life insurance.” ~ Dave Ramsey
- “Success is a pile of failure that you are standing on.” ~ Dave Ramsey
- “You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.” ~ Dave Ramsey, Dave Ramsey quotes about credit card
- “Opening your hands will set you free.” ~ Dave Ramsey
- “Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.” ~ Dave Ramsey
